Synthetic identity and impersonation
Tampered documents and fabricated identities used to access financial products.
LINE 01 · ANTIFRAUD SUITE
Fraud doesn't happen at a single point. Neither does defense.
Avanti runs seven layers of defense covering the full cycle — from identity validation at onboarding to monitoring of every transaction. Each layer corroborates the others.
7integrated layers
+15,000public sources
<2 sidentity validation
Multilayer validationActive
01ADO IDIdentity
02ADO SignSignature
03ADO STSBehavior
04Public Source ScreeningAML & PEPs
05ADO VoiceScreenVoice
06ADO ATGTransactional
07TrueSightDocument
Cross-layer corroboration7 / 7
THE 2026 CONTEXT
Fraud cuts across identity, behavior, voice and the transaction — often simultaneously. A single control layer leaves blind spots.
Money laundering
Illicit flows disguised among legitimate operations of banks, credit unions and e-wallets.
Account takeover
Credential theft via phishing or malware to operate accounts belonging to others.
Onboarding fraud
Mule accounts and fictitious applicants exploiting weak controls at account opening.
THE SUITE
Seven layers that corroborate one another.
Each layer works independently or together. Intelligence shared across layers raises accuracy and reduces false positives.
LAYER 01 · IDENTITY
ADO ID
Facial biometric validation with liveness detection, checked against official sources. Rules out synthetic identities and impersonation from the first contact.
LivenessPAD Level 2Onboarding
How it works
- The user connects from mobile or browser and the platform captures their face with liveness detection that reads micro-movements and requires no forced gestures.
- The biometric engine compares the capture against the official-source record.
- An authentication result is issued with full traceability: timestamp, session ID and metadata.
ADO ID · biometric validation
Identity verified
★ LAYER 02 · SIGNATURE · FLAGSHIP
ADO Sign
Electronic signature in two modes. ARCOTEL-backed, with legal presumption equivalent to a handwritten signature for SRI, judicial and public-sector procedures. And advanced — cryptography with biometrics under the E-Commerce Law.
ARCOTEL-backedAdvancedEvidentiary value
Legal guarantees
- Identification: signature bound solely to the biometrically verified holder.
- Authenticity: proves the signer's express intent regarding the content.
- Integrity: any later alteration automatically invalidates the signature.
- Non-repudiation: the signer cannot deny participation — it is tied to their biometrics.
ADO Sign · electronic signature
Document signed
LAYER 06 · TRANSACTIONAL
ADO ATG
Artificial-intelligence engine for transaction analysis. Detects money laundering, terrorist financing and organized fraud in every operation — across banks, credit unions, neobanks and e-wallets.
AMLReal timeRisk scoring
Key capabilities
- Real-time correlation: identifies relationships between transactions from different sources.
- Typology detection: structuring, smurfing, mule accounts and twin transactions.
- Automatic blacklist: flagged accounts, amounts and patterns are added automatically.
- Investigation panel: lets you configure up to 100 custom charts, cutting analysis time from hours to minutes.
ADO ATG · transaction analysis
Real time
ADO STS
Behavioral analysis across six vectors that identify the attacker even when valid credentials are used.
6 behavioral analysis vectors
- Device characteristics: fingerprint, operating system, browser, emulator detection.
- Browsing behavior: typing speed, mouse patterns, dwell time.
- Transactional behavior: same device used by multiple identities.
- Network analysis: same device used by multiple identities.
- Biometric behavior: keystroke dynamics, gesture patterns.
- Location characteristics: geolocation, IP/GPS consistency, VPN detection.
Public Source Screening
Continuous cross-checks against more than 15,000 sources: watchlists, PEPs, the Judiciary Council, the SRI and adverse media. KYC and AML coverage.
What we check
- International lists: UN, OFAC, Interpol, international sanctions.
- PEPs: politically exposed persons and their associates.
- Adverse media: analysis of news and negative mentions.
- Local legal sources: Judiciary Council, SRI, background records.
ADO VoiceScreen
Voice analysis that assesses stress, tension and cognitive load in a statement. Applicable to credit and insurance.
Applications
- Finance: credit assessment, detection of intentional default.
- Insurance: validation of claims.
- Human resources: verification of candidate information.
- Public safety: support in interviews and investigations.
TrueSight
Document authenticity and integrity verification powered by artificial intelligence.
Use cases
- AI document authenticity. detects whether an official document is legitimate or has been tampered with.
- Handwritten signature validation. matches the signature against the official ID document.
- Image tampering detection. identifies composites and manipulations invisible to the human eye.
- Use in banking, insurance and legal. where authenticity carries evidentiary value.
- Chainable with ADO ID and ADO Sign. face, signature and document validated in a single flow.
Base technology: Scanovate.
COLLECTIVE INTELLIGENCE
Together, the layers multiply detection.
The suite builds shared risk intelligence across layers. Beating a single defense is not enough: to get in, an attacker would have to defeat them all at once.
100%lifecycle covered
24/7continuous monitoring
Real timecross-layer correlation
WHY AVANTI
The difference is the evidence.
No adjectives. Verifiable certifications, measurable accuracy and the regulatory frameworks the suite operates under.
PAD Level 2 certification
Biometric validation is certified under ISO/IEC 30107-3 for presentation attack detection, verified by an independent laboratory.
Measurable accuracy
False acceptance rate (FAR) of 0.01% or less and false rejection rate (FRR) of 3% or less.
Vendor backing
The platform operates under an ISO/IEC 27001-certified information security management system.
Frameworks we follow
FATF (GAFI), UAFE, Regulation 113, LOPDP, the E-Commerce Law, eIDAS and ICAO 9303.
PORTFOLIO
Four lines that talk to each other. Identity validates the onboarding, customer service manages the client relationship, the SOC protects it and governance certifies the regime.
Antifraud is the first layer. The identity validated here enables the rest of the portfolio.
FOR COMPANIES THAT DON'T SETTLE
It's time to act!
Let's talk about the critical processes where fraud cannot get in.
Message us on WhatsApp
Av. La Coruña E25-58 and San Ignacio, Altana Plaza Bldg., Suite 307, Quito
ECUADOR · COLOMBIA · MEXICO
